Terms & Conditions
Last Updated: 2025

1. Overview
These Terms and Conditions govern your use of all products, services, and content offered by Amanda Monger, operating under AKM Virtual LLC, a limited liability company registered in the State of Florida. This includes all brands, digital products, and properties under the Amanda Monger brand on Kajabi. By accessing our website, purchasing our products, or joining our email list, you agree to be bound by these terms.

2. Digital Products & Sales
All products and digital downloads offered through Amanda Monger and associated brands are delivered electronically. Due to the immediate-access nature of digital goods, all sales are considered final unless otherwise stated.

The Debt Monger: All sales are final. No refunds, exchanges, or cancellations will be issued once a purchase is complete. Please review all product details carefully before purchasing.

3. Email List & Marketing
By opting into our email list, you consent to receive marketing communications, product updates, and educational content from Amanda Monger and AKM Virtual LLC. Email marketing is managed through Kajabi. You may unsubscribe at any time using the unsubscribe link included in every email.

4. Intellectual Property
All content, digital downloads, copy, graphics, and branding associated with Amanda Monger and her brands are the exclusive intellectual property of AKM Virtual LLC. You are granted a limited, non-transferable license for personal use only. You may not reproduce, distribute, resell, or share any materials without express written permission from AKM Virtual LLC.

5. Disclaimer
All content provided by Amanda Monger and associated brands is for educational and informational purposes only and does not constitute financial, legal, or professional advice. Individual results will vary. Always consult a qualified professional before making significant decisions.

6. Limitation of Liability
To the fullest extent permitted by law, AKM Virtual LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of our products, services, or website.

7. Governing Law
These terms are governed by the laws of the State of Florida. Any disputes shall be subject to the exclusive jurisdiction of the courts located in Florida.

8. Contact
For questions regarding these terms, contact us at: amanda@amandamonger.com


Privacy Policy
Last Updated: 2025

1. Introduction
AKM Virtual LLC, operating as Amanda Monger and associated brands, is committed to protecting your privacy. This policy explains what information we collect, how we use it, and your rights regarding your personal data.

2. Information We Collect
We may collect the following when you purchase a product, download a free resource, or subscribe to our email list:

  • First name and email address
  • Purchase and transaction information processed through Kajabi

3. How We Use Your Information
Your information is used to:

  • Deliver digital products and resources you have requested or purchased
  • Send educational content and marketing emails to opted-in subscribers
  • Respond to customer service inquiries
  • Improve our products and communications

4. Third-Party Services
We use Kajabi to host digital products, process payments, and manage email communications. Your data may be processed by Kajabi in accordance with their own privacy policy. We do not sell, rent, or trade your personal information to any third party.

5. Your Rights

  • Unsubscribe from emails at any time using the link in any email
  • Request deletion of your personal data by contacting us directly
  • Request a summary of personal data we hold about you

6. Cookies
Our website may use basic cookies for functionality and analytics. You can disable cookies in your browser settings, though some site features may not function properly.

7. Governing Law
This Privacy Policy is governed by the laws of the State of Florida.

8. Contact
For privacy-related questions or data requests, contact us at: amanda@amandamonger.com